AU Small Finance Bank reported a net profit of ₹580.9 crore for the first quarter of FY26, marking a 15.6% year-on-year increase from ₹503 crore in Q1FY25. The profit figure came in above CNBC-TV18’s poll estimate of ₹517 crore.However, the bank’s net interest income (NII) rose 6.5% year-on-year to ₹2,044.6 crore, falling short of the Street’s expectation of ₹2,107 crore.
On the asset quality front, the lender reported a deterioration on a sequential basis. Gross non-performing assets (GNPA) rose to ₹2,751.3 crore, compared to ₹2,477 crore in the previous quarter, with the GNPA ratio increasing to 2.47% from 2.28%. Net NPAs stood at ₹971.3 crore versus ₹791.3 crore quarter-on-quarter, taking the NPA ratio up to 0.88% from 0.74%.
The shares of the company ended 0.8% in the red on Friday (July 18). The stock has gained 39% in the year so far.
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