CreditAccess Grameen’s disbursements increased 33% in the September quarter from the previous year, while it increased 27% in the first half of the financial year 2026. However, when compared on a sequential basis, the disbursements are down 2.3%.
It opened 150 new branches in the first half of this fiscal year, including 96 branches in the July to September period.CreditAccess Grameen added 4.4 lakh new borrowers in the first six months of FY26, including 2.2 lakh new borrowers in the September quarter.
Its portfolio at risk (PAR) 15+ (more than 15 days) accretion rate was range-bound due to the temporary impact of heavy rains and floods across operating geographies, the company said. It is expected to improve over the coming months, the company added.Accretion rate is the pace at which the loan transitions into the “portfolio-at-risk” category, specifically for those loans that are overdue by more than 15 days.
CreditAccess Grameen has also indicated rising stress in Madhya Pradesh and Maharashtra, with the PAR 15+ ratio at 0.46% in September, compared to 0.34% in June. In Madhya Pradesh, that number increased to 0.7% from 0.34% in June.
The company’s employee base increased from 21,333 in June 2025 to 21,701 in September 2025.
Shares of CreditAccess Grameen were trading 0.6% at ₹1,391 apiece around 12.25 pm. The stock has gained 56% this year, so far.
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