Gross NPA ratio rose to 7.48% from 6.87% in the previous quarter. The Net NPA ratio increased to 3.77% from 2.99% quarter-on-quarter.
ESAF Small Finance Bank (SFB) announced its earnings for the first quarter ending June 2025. The bank reported a net loss of ₹81.2 crore for the quarter ended June 2025, compared to a net profit of ₹62.7 crore in the corresponding quarter last year.Net Interest Income (NII) declined by 35.8%, falling to ₹377.8 crore from ₹588.2 crore a year ago.
The Gross Non-Performing Assets (Gross NPA) ratio rose to 7.48% from 6.87% in the previous quarter.
The Net Non-Performing Assets (Net NPA) ratio increased to 3.77% from 2.99% quarter-on-quarter.
Shares of ESAF Small Finance Bank Limited are trading 7% lower at ₹29.35, after the earnings announcement. The stock is down over 30% so far this year.
