In the retail segment, secured retail advances rose 23% year-on-year and 5% quarter-on-quarter. Unsecured retail advances declined 7% year-on-year and 2% quarter-on-quarter.
Also Read: RBL Bank shares get a 90-day positive catalyst watch from Citi with 19% upsideThe retail-to-wholesale advances mix remained at approximately 60:40. The bank’s CASA stood at ₹36,606 crore, up 11% year-on-year but down 3% quarter-on-quarter. The CASA ratio came in at 32.5%, compared with 34.1% in the previous quarter and 32.6% a year ago.
Fourth Quarter ResultsNet profit for the quarter fell 80% to ₹68.7 crore, compared to a figure of ₹352.6 crore in the base quarter. RBL Bank’s net profit was higher despite an increase in other income compared to the base quarter and lower provisions compared to the December period.
Other income for the quarter stood at ₹1,000 crore from ₹875 crore in the previous quarter. Net Interest Income (NII) or core income for the bank, declined by 2.3% from the same quarter last year to ₹1,563 crore, which was marginally lower than the CNBC-TV18 poll of ₹1,589 crore.
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Asset quality was lower compared to the previous quarter. Gross NPA for the quarter stood at 2.6% from 2.92% during the December quarter. Net NPA for the quarter stood at 0.29% from 0.53% in December. Provisions during the quarter fell to ₹785 crore from ₹1,189 crore in the previous quarter, but increased when compared with the ₹413 crore figure from the year-ago quarter.
Shares of RBL Bank Ltd ended at ₹253.25, up by ₹3.95, or 1.58%, on the BSE.
