RBL Bank reported a 20% year-on-year decline in net profit at ₹178.5 crore for the quarter ended September 2025, missing CNBC-TV18’s poll estimate of ₹209 crore.The lender had posted a profit of ₹223 crore in the corresponding quarter last year.
Net interest income (NII) for the quarter stood at ₹1,550.7 crore, up 4% from ₹1,490 crore a year ago, and marginally above expectations of ₹1,529 crore.
The bank’s asset quality showed improvement sequentially.
Gross non-performing assets (GNPA) fell to 2.32% from 2.78% in the previous quarter, while net NPAs rose slightly to 0.57% from 0.45%.
In absolute terms, gross NPAs declined to ₹2,377.6 crore from ₹2,685.9 crore, and net NPAs increased to ₹572.4 crore from ₹428.8 crore in the June quarter.Provisions for the quarter rose to ₹499.7 crore compared to ₹442.3 crore in the previous quarter but were lower than ₹618.3 crore recorded a year ago.
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