South Indian Bank Ltd reported a net profit of ₹322 crore for the quarter ended June 2025, marking a 10% rise over ₹294 crore in the same period last year.The profit growth came despite a dip in net interest income (NII), which fell 4% year-on-year to ₹832 crore from ₹865 crore.
Asset quality showed noticeable improvement. Gross non-performing assets (GNPAs) came down marginally to 3.15% from 3.20% in the previous quarter, while net NPA sharply improved to 0.68% from 0.92%. The sequential reduction in bad loans signals better credit discipline and recoveries during the quarter.
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Following the results announcement, shares of South Indian Bank touched an intraday high of ₹31.40. By 1:48 PM, the stock was trading at ₹30.75 on the NSE, down 0.32% from the previous close.