The RBI’s Annual Report 2024–25 showed e-rupee circulation at ₹1,016.5 crore as of March 2025, with around 60 lakh users participating in the pilot. More recent data suggests steady expansion. In December 2025, RBI Deputy Governor T. Rabi Sankar said retail e-rupee transactions had crossed 120 million in volume, with total value exceeding ₹28,000 crore and the user base rising to over 80 lakh.
As UPI fraud worries rise, can the e-rupee be a safer way to pay?
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