Banks are typically closed across different parts of the country to observe and celebrate national, religious, and regional holidays. Additionally, banks have fixed holidays on the second and fourth Saturdays, as well as every Sunday of the month.
Bank holiday in Bengaluru
Kanakadasa Jayanthi is a regional public holiday in the state of Karnataka celebrating the birth anniversary of the 16th-century poet-saint, musician, and philosopher Kanaka Dasa.
It is usually celebrated on the 18th day of the Hindu month of Kartik, which typically falls in November. The day is entirely dedicated to him and honors his contributions to literature, music and his teachings of equality.
This year, the saint’s birth anniversary is celebrated on 8 November, which also marks the 525th birth anniversary of Kanaka Dasa. Hence, the government offices, schools, and banks will remain closed in Bengaluru.
Upcoming bank holiday
There are no more dedicated bank holidays remaining this month after today. The next bank holiday will only fall on 1 December, when select regions such as Itanagar and Kohima will be observing State Inauguration Day and Indigenous Faith Day respectively.
However, banks across the country will be close on all Sundays this month, as well as on 22 November, which falls on the fourth Saturday.
What transactions can you do when banks are closed?
Customers can continue using online or mobile banking services even during national or regional bank holidays, unless they are specifically notified by the service provider for any technical issues or other reasons.
If an individual is facing cash emergencies, ATMs will also be open for withdrawals as usual. People can also use their respective bank’s app and UPI to facilitate payments in such cases.
While bank holidays can temporarily affect the operations of bank branches, digital banking ensures that your transactions remain smooth.
Additionally, fund transfer requests can also be made using NEFT/RTGS transfer forms, demand draft request forms and chequebook forms. Credit cards, debit cards, and ATM cards can be obtained through card services. Services such as account maintenance forms, setting up standing instructions, and applying for a locker are also available during holidays.
