नियमित स्वास्थ्य बीमा उपचार के लिए भुगतान करता है। गंभीर बीमारी योजनाएं एकमुश्त भुगतान प्रदान करती हैं जो आय को बदलने और अस्पताल के बिलों से परे होने वाले खर्चों को कवर करने में मदद कर सकती हैं।
Critical illness cover: Who needs it and what to watch for
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