ESAF Small Finance Bank’s total deposits rose 11.05% year-on-year (YoY) to ₹25,850 crore, compared with ₹23,277 crore a year earlier and were up 7.68% quarter-on-quarter (QoQ). The SFB shared its provisional business update for the quarter ended March 31, 2026 on Saturday.ESAF SFB’s term deposits led growth, increasing 12.43% year-on-year and 9.42% sequentially to ₹19,669 crore. CASA deposits grew more modestly, rising 6.88% year-on-year to ₹6,181 crore, while the CASA ratio fell to 23.91% from 24.84% a year ago and 25.12% in the previous quarter.
On the asset side, gross advances grew sharply by 19.42% year-on-year and 8.45% quarter-on-quarter to ₹22,426 crore.
Retail and other loans surged 37.88% year-on-year to ₹13,680 crore, while micro loans declined marginally on an annual basis but rose strongly sequentially by 15.35%.The Bank’s customer base stood at 1.02 Crore as on March 31, 2026, with 8.01 lakh new customers added during the year.As on March 31, 2026, the bank’s distribution network comprised 804 branches, 720 ATMs and 1049 Customer Service Centres spanning across 24 states and 2 union territories.ESAF Small Finance Bank shares settled at ₹23.13 on Friday, up 3%. So far this year, the scrip has corrected nearly 15%.
