Arvog will lead loan sourcing and origination through its branch-led model, handling customer acquisition, onboarding, KYC processes, and gold valuation, while credit assessment and sanctioning will follow a mutually agreed framework to ensure disciplined underwriting. Disbursements, servicing, and collections will be managed through a structured mechanism, with joint portfolio monitoring ensuring transparency, regulatory compliance, and prudent risk management.
Commenting on the partnership, Pankaj Gupta, MD & CEO of Godrej Finance, said the collaboration aligns with their strategy to broaden secured lending and serve households relying on gold as a trusted financial asset in a structured, transparent manner. Naveen Kottala, CEO of Arvog, added that the partnership enables sustainable growth while maintaining capital efficiency, disciplined risk management, liquidity standards, and high asset quality.The co-lending model is expected to enhance capital rotation, liquidity management, and cost-efficient funding, helping both partners deliver sustainable returns while maintaining a conservative risk profile.
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Finkurve Financial shares closed down on NSE at ₹66.91, down ₹2.83 (4.06%) on 5 March 2026.
