Net interest income (NII) rose 43.4% year-on-year to ₹4,372 crore, broadly in line with estimates, reflecting improved lending activity and margins.
Asset quality improved sequentially, with gross non-performing assets (NPAs) declining to 3.43% from 3.56% in the previous quarter, while net NPAs eased to 1% from 1.04%.The bank’s pre-provision operating profit (PPOP) stood at ₹2,295 crore, compared to a loss of ₹491 crore in the corresponding quarter last year, indicating a turnaround in core operating performance.
On the balance sheet front, deposits increased to ₹3.99 lakh crore from ₹3.93 lakh crore in the previous quarter, while net worth rose to ₹62,867 crore.Capital adequacy remained strong, with the total capital adequacy ratio (CRAR) at 17.48% as of March-end, up from 16.24% a year ago. Liquidity coverage ratio (LCR) stood at 118% for the quarter.
The bank also announced key leadership changes, proposing the appointment of Ganesh Sankaran and Jagdeep Mallareddy as Executive Directors, subject to regulatory approvals.
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As of March 31, 2026, IndusInd Bank operated a network of 3,136 branches and served a client base of around 42 million, reflecting its continued expansion.
Shares of IndusInd Bank ended at ₹850 on the NSE, down ₹10.35 or 1.20%, ahead of the earnings announcement.
