On a sequential basis, the bank’s gross advances rose 3.9%, and deposits increased 1.5%, while CASA deposits declined 2.07% and the CASA ratio slipped 118 basis points from 33.61% as of March 31, 2026.
| Particulars | 30.06.2025 | 30.06.2026 (Provisional) | YoY% | 31.03.2026 | QoQ% |
|---|---|---|---|---|---|
| CASA | 31,835.26 | 35,802.48 | 12.46% | 36,559.66 | -2.07% |
| Deposits | 103,242.17 | 110,411.54 | 6.94% | 108,778.75 | 1.50% |
| Share of CASA to Total Deposits (%) | 30.84% | 32.43% | 159 bps | 33.61% | -118 bps |
| Gross Advances | 74,267.02 | 86,590.11 | 16.59% | 83,339.92 | 3.90% |
The bank said the business figures are provisional and subject to a limited review by its statutory auditors.Earlier, the bank had reported positive growth across key business metrics in its fourth-quarter update on Wednesday, April 1.
At the time, its total deposits grew 3.8% from a year earlier and 4.5% quarter-on-quarter to ₹1.08 lakh crore, while gross advances increased 6.9% YoY and 7.8% QoQ to ₹83,337 crore.The bank had reported a strong set of fourth-quarter earnings on May 19, supported by higher net interest income, improving margins and a sharp reduction in bad loans.
Net profit for the March quarter rose 61.7% year-on-year to ₹408 crore from ₹252.4 crore. Profit also improved 40% sequentially from ₹290.79 crore reported in the December quarter.
Net interest income (NII) increased 8% year-on-year to ₹843 crore from ₹780.7 crore.
The bank’s asset quality improved significantly during the quarter. Gross non-performing assets (GNPA) declined to 2.78% from 3.32% in the previous quarter, while net NPA fell to 0.98% from 1.31%.
Shares of Karnataka Bank ended 0.18% lower at ₹272.90 on the NSE on Wednesday, July 1.
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(Edited by : Gareema Bangad)
