As of September 30, 2025, Muthoot Microfin served about 3.36 million active customers through 1,718 branches across 21 states and Union Territories and 392 districts. The company’s operations remain largely concentrated in rural and semi-urban areas.
Chairman and Non-Executive Director Thomas Muthoot said the company has expanded its individual lending business alongside its core microfinance operations as part of a broader portfolio strategy. Chief Executive Officer Sadaf Sayeed said the individual loan portfolio has grown with credit assessment and collection processes in place to manage risk.
Muthoot Microfin said it continues to focus on microfinance-led lending, primarily to women borrowers, while selectively expanding into other loan segments. The company also stated that it is strengthening its risk management and operational framework as it scales its business.
