ऋण स्वीकृत करते समय ऋणदाता आय से परे कारकों पर विचार करते हैं, जैसे पुनर्भुगतान इतिहास और वित्तीय आदतें। समान वेतन वाले दो व्यक्तियों को उनके समग्र वित्तीय प्रोफाइल के आधार पर अलग-अलग ऋण परिणामों का अनुभव हो सकता है।
Same salary, different loan amount? Here’s why banks may treat borrowers differently
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