The fees and charges which will be applicable on SBI Credit Card are given below.
Revised fee and charges
Fee on education payments: 1% of the transaction amount would be applicable on education payments made through third-party apps such as CRED, Cheq and MobiKwik. However, payments made directly to colleges or schools via their websites or POS machines will not attract any fee.
Fee on wallet load: 1 percent of the transaction amount. Applicable on every wallet load transaction exceeding ₹1,000.
Prior changes
Prior to this, SBI Card had introduced a few changes last month. For instance, starting 16 September 2025, all CPP customers were automatically migrated to the updated plan variants based on their respective renewal due dates.
Before this, starting 1 Sep, accrual of reward points on spends done on Digital Gaming Platforms/Merchants and Govt Related transactions were discontinued for Lifestyle Home Centre / Spar / Max SBI Credit Card, Lifestyle Home Centre / Spar / Max SBI Credit Card SELECT and Lifestyle Home Centre / Spar / Max SBI Credit Card PRIME.
Additionally, the complimentary Air Accident insurance coverage of ₹ 1 crore currently offered on your SBI Card Elite, SBI Card Miles Elite, and SBI Card Miles Prime was discontinued with effect from 15 July 2025.
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