Suryoday SFB Q4 Results: Bank returns to profit; asset quality improves

Suryoday Small Finance Bank reported a return to profitability in the fourth quarter of FY26 on May 7, aided by robust growth in net interest income and a gradual improvement in asset quality metrics.The bank posted a net profit of ₹49.7 crore for the quarter ended March, compared with a loss of ₹33.8 crore in the corresponding period last year.

Net interest income (NII) rose 29.4% year-on-year to ₹316.6 crore from ₹244.7 crore, reflecting steady growth in the bank’s core lending operations.
Asset quality also improved sequentially during the quarter. Gross non-performing assets (GNPA) declined to 6.55% from 6.69% in the previous quarter, while net non-performing assets (NNPA) eased to 4.21% from 4.35%.The board of directors recommended a final dividend of ₹1.50 per equity share of face value ₹10 each for FY26, subject to shareholder approval at the bank’s upcoming annual general meeting and other regulatory approvals.

Ahead of the earnings announcement, shares of Suryoday Small Finance Bank closed at ₹163 on the NSE, up 1.76% for the day.

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Suryoday Small Finance Bank provides banking and financial services with a focus on retail banking, microfinance, affordable housing finance and small business lending, catering primarily to underserved and emerging customer segments across India.