Ujjivan SFB deposits rise 25%, loan book grows 29%; GNPA improves

Ujjivan Small Finance Bank’s total deposits rose 25.1% year-on-year to ₹48,307 crore from ₹38,619 crore in the June quarter in the financial year 2026-27, supported by a 37.8% increase in current account and savings account (CASA) deposits to ₹12,930 crore.The bank’s gross loan book expanded 28.9% to ₹42,903 crore from ₹33,287 crore a year earlier, while disbursements surged 41.5% year-on-year to ₹9,252 crore, reflecting robust credit demand.

The credit-deposit ratio improved to 88.8%, compared with 86.2% in the corresponding period last year, indicating efficient deployment of deposits.
Asset quality also strengthened during the quarter, with gross non-performing assets (GNPA) declining to 2.17%, compared with 2.27% in the March quarter and 2.52% a year ago.Ujjivan Small Finance BankUjjivan Small Finance Bank reported a sharp rise in fourth-quarter earnings on May 8, supported by strong growth in core income and improving asset quality, even as the Reserve Bank of India sought further diversification in its loan portfolio before considering its transition to a universal bank.

The lender posted a net profit of ₹281.97 crore for the quarter ended March, compared with ₹83.39 crore in the corresponding period last year.

Net interest income (NII) rose 26.4% year-on-year to ₹1,092.89 crore from ₹864.31 crore, reflecting healthy growth in lending operations.

Ujjivan Small Finance Bank share price performance

Ujjivan SFB share price settled half a percent lower on Thursday, quoting at ₹61.02 apiece. The scrip has gained over 14% so far this year.