Bank frauds are falling in number. So why are losses getting bigger?

The RBI’s latest annual report reveals a worrying trend: fewer bank frauds, but much bigger losses. As fraudsters increasingly use AI and real-time attacks, banks need smarter tools to detect and stop scams before money disappears.By Dennis Gada  June 29, 2026, 11:24:34 PM IST (Published)There is an interesting paradox in the RBI Annual Report 2025-2026. While the amount involved in bank frauds increased from ₹32,803 crore in 2024-2025 to ₹48,021 crore in 2025-2026, the number of frauds declined. The overall pattern of fewer fraud cases but higher aggregate losses marks a noteworthy shift. Fraud is not retreating. It is concentrating.Continue Reading with CNBC-TV18 Access MembershipPriority Access and Networking: CNBC-TV18’s flagship events Interaction with CNBC-TV18’s journalists Webinars & LIVE Q&As with India Inc. Leaders Exclusive CNBC-TV18 studio & newsroom tours Premium business insights, expert opinions & analysis Curated lifestyle privileges & offers

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