Rating agencies CARE Ratings, CRISIL Ratings, ICRA and India Ratings & Research recently upgraded the company’s long term credit rating to AAA (Stable) — the highest category from each, as per the statement.
Additional benefits will continue to apply as follows:
Additional benefits will continue to apply as follows:
- Women depositors will receive an additional 0.05% p.a.
- Other terms and conditions of the Fixed Investment Plan (FIP) shall remain unchanged.
- FIP instalment will be accepted in multiples of Rs. 500/- subject to a minimum amount of Rs. 1,000/-.
About Sriram Finance
Flagship company of the Shriram group, Sriram Finance has significant presence in consumer finance, life insurance, general insurance, stock broking and distribution businesses. It is among the country’s largest retail asset financing non-banking companies (NBFC) with assets under management (AUM) above ₹2.91 lakh crore as on December 2025.
Established in 1979, Shriram Finance is a holistic finance provider catering to the needs of small road transport operatots and small business owners. It lead the segment for organised financing of pre-owned commercial vehicles and two wheelers.
The company has a vertically integrated business model that offers financing number of products which include gold, loans to micro and small and medium enterprises (MSMEs), passenger commercial vehicles, personal loans, tractors and farm equipment and working capital loans, among others.
It has a pan India presence with network of 3,225 branches and an employee strength of 77,724 servicing to 97.62 lakhs of customers, as or 2025-end.
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