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Total deposits grew 11.6% year-on-year and 1.7% quarter-on-quarter to ₹2.99 lakh crore. Domestic deposits were reported at ₹2.80 lakh crore, up 9.8% year-on-year and 1.5% quarter-on-quarter.Fourth Quarter Results
The bank’s total business grew by 14.12% YoY to ₹5,13,527 crore as of March 31, 2025, with gross advances rising 17.72% YoY to ₹2,19,985 crore and total deposits growing by 11.56% YoY to ₹2,93,542 crore.In terms of profitability, UCO Bank reported a net profit of ₹652 crore for Q4 FY2024-25, marking a significant 23.98% YoY increase compared to ₹526 crore in the same period last year. The operating profit for the quarter stood at ₹1,699 crore, up by 33.48% YoY, from ₹1,273 crore in Q4 FY2023-24.
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The RAM (Retail, Agriculture, and MSME) sector witnessed a strong performance, with a growth of 25.74% YoY, amounting to ₹1,22,613 crore.
Specifically, retail advances grew by 35.09% YoY to ₹54,255 crore, bolstered by strong demand for home loans and vehicle loans, which registered growths of 18.13% and 58.99%, respectively. Agriculture advances grew by 20.02% YoY, while MSME advances rose by 18.55% YoY.
Shares of UCO Bank ended at ₹32.36, down by ₹0.35, or 1.07%, on the BSE.
